All above is accurate except:
What's on the hobbs ...goes in your logbook. There is nothing left out. Only if you are doing an IR, then the time logged as instruments time is only when you are under the hood. All other times which the engine is running is logged.
One word of advice. Try not to get over here with the exact money for the course. It can quite well take more hours which if you haven't the money can leave you in a fix. Bank for the hours plus 10. You will definitely be safe. You should quite easily get the PPL within the minimums quoted but the stress of being so tight on budget can effect your performance
Bailey