Originally Posted by
helimutt
...The insurer will surely state he failed to fly in accordance with the RFM. Pilot error. Oh dear..
I'm not sure that pilot error would be reason for an insurer not to pay. Much in the same way an insurer would pay out a car wreck even if speeding. Plenty of plane wrecks the pilot has not followed the RFM in some way but the insurance still pays out. Nothing I see in the video there to be of concern to a loss adjuster. Maybe some retraining required, but as others have suggested the pilot probably worked out his error without needing it pointed out to him. The owner of the wrecked helicopter is sure not gonna be happy about it. But, they all got to walk away unscathed and live to fly another day.