No one does owe us a living, the same way no one owes to offer o leary to effectively fly his planes for free.
Again, yes, you get nowt for nowt. You get a bonded rating, you are expected to pay it back with your service. That is a fair give and take. What you are proposing is giving them everything for nowt.
How did I and thousands around the world get our ratings paid for without being extorted obscene amounts of money by our companies? Myself included and not too long ago either. How did as recent as 2019 RYR cadets only pay 5k and 25k bonded? Pandemic you say, well hello but by the time these guys are actually needed there will be no more pandemic.
Your mentality is the reason this industry is in this state and the rest of us are left to pick up the pieces to salvage what we can. You and those like you accept the obscene as acceptable, what a disgrace to the profession.