rob_ste97
You're kind of missing my point I'm afraid.
Let's at least agree that a degree takes 3 years and flight training about one year?
That gives you a 2 year headstart to get a job, preferably two and start saving. With £20k in the bank and good behaviour you could easily borrow the last £15k with no security, or split it over multiple credit cards at 0%
And yes, it is ENTIRELY possible to get an EASA fATPL for £35-40k, you just have to think outside the box