Fixedgear
Thats the best explanation. Any of the those schemes are nothing but a marketing ploy, with only one party benefiting here and that is an FTO. After all you all end up with a same licence.
I also did my training in modular way and actually gained employment quicker them some full on CAE Oxford, Jerez style students.
Spend money wisely now, this crisis is here to stay for many many years and be aware that market is already flooded with excess pilots. And to consider when things do pick up ( if it ever happens) airlines will straight away go for experienced and rated guys, just like they always did in the past. And RYR with their MAX aircraft I don't think they are expanding but simply replacing the fleet for a more efficient and modern jets.