Your target is to have everything done by 200 hours. That means you need 100 PIC (mandatory) and 100 dual.
DUAL means you're learning, so make sure you don't fly any more than 100 PIC: get your IMC/IRR as soon as possible, then CBIR before your CPL test.
This is the cheapest and quickest way to get a CPL/IR
If you want you can get the MEP and MEIR along the way but I wouldn't recommend it right now. The best option at the moment is to get a SE CPL/IR and just sit on it. You can get the rest of it done in 6 weeks once the job market picks up again.