I can try: get your IR first, then get your CPL.
The CPL requires 200 hours but the it does not so if you do the IR first you finish with 200 hours. If you do the CPL first then a "full" IR you still have to do another 17-23 hours on top of your 200 plus 30 hours is SIM.
By planning properly you can replace most of the SIM time with SEP instrument flying (still hour building)
Once you crunch the numbers you'll see you save about 2/3 of the IR cost.