Thanks one more Ned.
For my family it have been a bad year.. my wife recently change lane due to illness and got a GREAT job selling gourmet food to restaurant's.. she only had the job a year before Corona hit.
She is now unemployed and there are very few jobs available in this trade currently.. -not easy to get a job with limited experience
. I wonder when the things will be normal again... until then will be on one income.. luckily we can make ends meet by stretching things..