I've always been a proponent of modular over integrated as I am of the opinion that it gives the student more control and the option to bail out at any point.
The MPL was pushed into place by airlines that have jets and the focus, advantage and get out clauses are all airline, not student focused.
You'd do well to remember that.
With a modular route you can take all the time you need in a more manageable financial outlay over whatever period is required.
It will provide you with some more protection against market up, market down, illness, funding etc
Have heard of far too many MPL students not finish over the past few years for me to believe it is a prudent investment for any young student pilot to get involved with.
My advice is to keep it old school. It gives you more options.
Modular at best.
Integrated if you have the money available to pony up if you run out of time / hours etc
MPL - to be avoided.