Norm is back under a different handle I suspect. My remotely possibe pay cut Telfer is offset by the CR payout in my case, hence I made the decision I did. If your CR payout wouldn't offset the risks, then glad you made the decision you did. Just stop blaming everyone else. Is it a great choice for anyone? No. We all want what we had.
If at worst I have to come back on a lower pay scale, then so be it. Still beats what I am doing now. I am flogging myself just to put food on the table for my kids. Should I join you and spend my precious remaining free time on here apportioning blame for my predicament?
This whole scenario is a mess, nobody saw it coming.
The best lesson to learn is that life isn't fair. Adapt and survive.