If you pay $98k upfront for a dream you need your head examined.
I have tried for years to help people like that, known several that were forced to quit their training with massive debts.
’Independent’ agents that drive around in new Porsches getting hopefuls to sign on the dotted line to go to a “academy”.
Disgusting and immoral is what that is.
Absolutely horrendous training ‘contracts’ and intentional failing students on stage or progress checks to get just a couple more hours out of them.
As far as protection, there isn’t any.
No law against prepayment.
Litigation? Pprune used to be a lot more vocal in calling certain questionable places out.
Since it’s been sold it has been waaaay different.