Originally Posted by
HudsonAnna
Public liability insurance is often an important cover for contractors, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
“not a profession we know” is the reply if you contact Simply Business.
I too tried for a long time to get cover but in the end gave up. I did limit the risk slightly by operating as a limited company and getting my main client to name me on their policy.
simple fact is that any pilot ... employed or self employed who is deemed grossly negligent could always be sued personally ... even by his employers or, more likely, their underwriters......
If you have significant assets...you could always transfer them to your wife and thus shield yourself.... but you’d need to be sure of the strength of your marriage!!