It all depends on your appetite for risk and how much you believe it won't happen to you.
For the 'quick thrill' industry, it seems a high appetite for risk and a great belief it won't happen to you = short flights at low level over less than ideal landing areas. Clearly the level of pilot skill is so much higher than in other commercial operations that the risk is worth exposing the pilot and pax to in order to make a few bucks.
If that's what floats your boat and lets you think it is somehow professional and 'risk-mitigated' then carry on but don't expect sympathy if it ends in tears.
I love the use of statistics to defend taking risks with other people's lives. Just because it hasn't happened or happens infrequently doesn't mean it can't or won't happen, it just means you have been lucky so far.
The same can be said for me choosing to live in California, since at any moment we could have another big earthquake that could level the cities and collapse the bridges..
If you need to see me as a wild risk taker for flying a single at night and/or needlessly risking the lives of the trusting but gullible public, so be it,...I'm a cowboy anyway.
Thing is though, I do think it will happen to me, which is why I'm always looking for possible forced landing areas, but over time I started to feel that its far less probable than many other issues I fear at night, like bird strike, getting hit by another aircraft, the fog suddenly closing me in, hitting that last minute unseen obstacle on approach, LTE, and SWP,...and no second engine will help my odds there.
,...but then I guess every pilot who hasn't crashed could just be considerd lucky, day or night.