I don’t fly twins and have crossed my fair share of dense urban areas, generally I opt for a wider route where there are more golf courses and sports fields, not because I lack confidence in Rolls Royce but because the idea of negotiating powerlines, railways, streetlamps, bridges, telecom towers, people, cars and buildings (to name a few), when by the time you’ve spotted them you are committed, does not fill me with excitement.
Doing it at night into a black hole, less so.
At those moments, I would happily have a second engine onboard.
It is unsurprising that in some parts of the world, authorities have made that a requirement.
When someone does get hurt, as rare as it may be, they have to answer to Joe public who does not care what you are flying and generally considers anything flying above an unnecessary threat.
Palookas doing stupid things in aircraft, just motivate bureaucrats to create more regulations that ruin it for everyone else.