Originally Posted by
Pickuptruck
Nothing to do with a flood of guys about a decade ago all dropping out due medical at exactly age 60 to pick up 5 yrs paid holidays before proper retirement at age 65? Noooooo, of course not.
Hmm. Not sure about 5 years. Is the payout not 24 months ? . The AOA scheme sold out the older guys some time back, thereby preventing people from paying to increase their own cover. And the majority of the demographic of people claiming ( which led
to the insurers not wanting the business) was not at the upper end of the age scale as I understand it.
No one is advocating claiming it unfairly. Just trying to clarify what the rules actually say. As it’s far from clear.