JOSHUA
Despite most of what you said being true (I'm almost 15 years younger than you if your published age is correct) it dosent change the fact that having a mortgage that high is a terrible idea, particularly as a pilot. I don't live in London so that helps but my total housing commitments (mortgage, elec etc) were about 25% of my FO take home salary and less than 20% of a Captain's. Now I can understand to some extent people taking a risk at BA both due to the 'job for life' thinking and also London house pricing but even something as simple as temporarily losing your medical could plunge you into immediate financial crisis, never mind long term furlough or losing your job, it's simply a really bad idea, as is now being demonstrated.