Lost of Income sinsurance Baymac
For those pilots who have contracted this plan, please read carefully (dont waiste your money)., what the guy form Baymac in Dubai answered to me:Thank you for your response & we hope this email finds you well.
The disability policy that we offer through Clements Worldwide is a 12 months policy and is not continuous, there is a start & end date. Hence the validity, benefits, conditions & limits all apply each year. Hence, if you are grounded for an illness/injury this year, that is going to be a pre-existing condition in the next policy, as each policy as a 30 months Pre-existing conditions clause.
We hope this provides additional clarity on the subject.
We wish you and your family all the very best.
Best regards,
Gavin Perera
Baymac Member Services