I retired in 2016 at 65 without reaching any of my retirement targets and was then informed I needed dental implants to replace the botched dental implants at a cost of £30,000...so I have been working ever since. Younger readers might consider where they will be placed in 30 years when the next crisis will make them redundant at an age when they will never work again. Their money-purchase pension fund will have dropped 35% (like mine) and the pension will be £25K a year. At least the younger guys may be able to work again in the Far/Middle East in the future (I spent 6 years in Saudi Arabia during a previous recession). Add to the equation the usual occupational hazards...divorce, school/university fees, airlines folding. Rather than ASSUMING that the older guys should go quietly because they can afford to you should CONSIDER that they are just as terrified as you about the future. ASSUME makes an ASS out of U & ME. This too will pass...be kinder to each other.