Taking vr if able
I read it differently in that those who did take the vr should be applauded. That shouldn’t necessarily be taken as a slur on all those that didn’t.
Flightrider suggested that only those that were able, to consider it, since as you’ve pointed out everyone’s circumstance is different regardless of age/rank. I agree with you it’s quite shocking how little an apparent healthy pension pot will actually provide.
More generally we are going through a strange time of wider baseless indignation and maybe a calmer approach would serve us all better..