DOH -- Date of hire
Most FO's need to spend what they make for the first 6 months, we spend @ 3000/m on food, 1000/m eating out, gas is cheap, car loan 3-4ooo/m,at least 2000/year per child for school,golf 2700/year or 425/m your wife can get the same deal.Thing like TV and sound systems and additional funriture eats up the cash at first.
The 12 % plus 5% starts from day one(Idon't think DEC's will be any different) you have to wait 7 years do take 100% of what the company puts in,before that is a lesser amount but can't think of it yet. 17K - 2k( fo 5%) = 15000-3000-3000-abit more and you are not saving much and like I said the first 6 months there is other things for the villa.
95K /year if you like to use for rent or buy.
To buy a villa ie: lakes 1.2 to 1.5mil you can go way higher
An apartment ie:greens @ 6-900000
To rent in the Lakes 4 bedroom aroud 120K + utilties
The new bidding system I am told will only allow 4 days off in a row, I spend at most 6 nights away ie: am dep to the EU 24ish off back the next evening 14-16hrs credit 80 hour month.
There is longer layovers but guys then to want those by choice.
This month one layover the rest long day turns 8-10hrs/day