Why not? As long as the package offered gives enough for me to survive for the interim.
BTW, don't tar everyone with the same brush. I am not a captain that moans about the job all day, I enjoy it when I'm there but I don't miss it when I'm not. I still have a long way to go before 'retirement'. I still have debt, I still have a mortgage to pay for and I also have kids to raise. However I've chosen not to waste my money on 'designer' goods or expensive leased cars. Instead I have invested it in assets that will bring a lifelong income. I continue to invest except that since I woke up to the fact that traditional pensions are next to useless, and after I realised that I could access my pension fund at any age below age 55, I now have sufficient capital to achieve my goals in significantly less time.