One thing to consider, and I stress I have no inside information whatsoever but I offer this as a general point of principle.
Once upon a time (otherwise known as January this year), the big integrated schools looked like rock solid businesses where your cash would be safe as houses. Now? Who knows. You have well established airlines talking about the current situation as an existential threat. Could these business ultimately fail over the coming months/years? Almost unthinkable until recently but if I was looking at sizeable payments for integrated training I would be thinking carefully about my exposure to these sorts of risks.
Yet another reason why, second only to postponing your training, modular looks like the smartest option right now.