To follow on what AC has to say...... I used to do the HUET with him as I had the experience I never wanted.
When you experience watching the aircraft disintegrate about you, you have different perspective.
We chose water over wood, fixed gear, light aircraft.
The deceleration was spectacular but from that point it was surreal. A tumble dryer of shredded aluminum. Surprisingly we all got out relatively unscathed if not wet sore and cold.
Was it the right decision, at the time yes and I'm not going to second guess it. there are way too many decision inputs to simply say wood or wet. We missed the chance of a off site landing and the trees were very big and the water was very flat.