No apology here. I flew with quite a few boring 60 + guys in the left seat who insisted on telling me the size of their pension funds and investments, about their mortgage-free property, and then inform me of their 2012 bangers they drove to the airport to save money. And the bloody DIY they did to save their wealth from greedy tradesmen. There were at least 20 of these thoughtless individuals that I can recall. They were the ones who I wish had retired early and left the opportunities for the younger ones, especially when VR was on the table. None of them did, and I considered them selfish. They were no pleasure to fly with, even though they were all competent.
That was who my post was aimed at, at I know BA have plenty of these in their ranks. Others leaping to their own defence are wasting their time here.
And I am retired, reasonably comfortably, so have no interest personally in keeping my job/seniority.
Wealthy pilots, retire now.