FD
I agree with you. I however maintain that we as individuals can do a great deal to make a flight safer.
I am sure that the GA accident statistics do not adequately analyse the personalities involved. I say this because the pilots I have met range from very careless to very careful, but the investigators don't usually access this after the event. They report the total hrs and hrs in the last 90 days; that's about it. But they have no data plotting the % chance of getting killed on the y axis versus the "% clown factor" on the x axis

I know pilots who most people around reckon won't last very long because of their dead casual attitude, but that isn't going to get analysed.
Maybe it is a false sense of security, I don't know, but I think that just being very careful is going to go a long way to take somebody well above the average survival rate. There is no way that can be said of riding a motorbike, for example.