Making good money is one thing. Having a great financial advisor is another. Could I suggest to all that at times like these it is ever more important to reduce your tax paid. Indeed spend the time reviewing your past and reclaiming ‘missed’ opportunities . HMRC will allow you to reclaim into your past 4 or 5 years etc. From someone who thought I’d always had it sorted........the help of a good advisor has really helped. The last month has been a great opportunity to ‘write to HMRC’ and do some of the things I’ve been putting off. Some of the chaps I’ve flown with are great pilots but are often married to people ‘digging for gold’, making lots of money but living on ‘day off payments’. How can the top 1% be struggling in good times? And now I wonder how they are doing. Wipe the slate clean chaps, if the good times return you’ll be in a better position. GLA.