Re the insurance issue: I could envisage a situation under which enterprising insurance companies might offer to cover you for C-19 as an optional add-on for (say) £20 extra for a typical fortnight away in Europe. Many would be happy to pay that right now, and insurance companies rarely overlook a good business opportunity.
Helipixman: thanks for your comments. I think I'm familiar with your photostream on flickr, unless someone else from Scotland uses exactly the same username. Nice work.