If you don't understand Franking credits then no problem but essentially you shouldn't be taxed twice inside an Investment/ revenue stream.
For Salary sacrifice you are right it doesn't add much value really.
As for Negative gearing I expect that quite a few posters here found out the hard way in the last month how that magnifies losses far more than gains. Lot's of Margin calls talking to someone at Macquarie Bank.
There are a few areas you should be very wary about receiving and believing on the Flight Deck:
- Marriage Advice
- Investment Advice
- Taxation Advice
- Sexual Advice
It never ceased to amaze me about how Pilots are happy to impart their wisdom on marriage when they are on their third one or more. Seriously give it up....... As for the list it is up to you which one you think is #1