dylanhk,
If you haven’t yet got your frozen ATPL, I would recommend you invest your money in a more secure career. Aviation is going to take years to recover from COVID and there is going to be a very large supply pool of unemployed, highly qualified pilots all ready to fill any vacancies that become available in that time period. Unless you already have the licences put your money elsewhere. With hindsight, medicine, law or computer science would have been far more secure!