As a wannabe of two recessions (2001/2002 and then 2008/2009), my advice would be to complete your training ASAP (I don't think you'll get much of a discount as fuel and instructor wages are not going to change). Avoid integrated, because the job connections won't be there for a while anyway. Save your cash and go Modular. The reason I say start and finish ASAP is because you need a clear year or two to go back to your previous jobs and earn some good money. Money that can then be used to ride the next wave of low-experienced pilot recruitment in early 2022 (if nothing else happens to the world!). You're definitely paying for a type rating and dare I say it, likely hours too. That's the reality you need to accept going forward.