It does not have cover for instructional use.
I'm amazed. All the policies I've seen cover an instructor whilst giving a named person on the policy instruction (for their revalidation instructional flight, for instance). I'm going to have to look more carefully at Club members' insurance before I go flying with them in their own aircraft. The alternative would be to insist they do this flight in the Club aircraft, which has no restrictions, apart from declaring individuals flying who are over 74 (several). I think this would be a bad move as I want to see how they are operating their own aircraft.
A lot of policies used to automatically cover instructors to fly the aircraft, which I sometimes do to help out for maintenance ferries etc. Now, I have to get the owner to put me on as a named pilot. Usually, this is at no extra charge, but the last one cost the owner £80. He still paid as it was worth it to him, but it's all creeping up...
TOO