A couple of pals were briefed by Simone at Wycombe recently. This only affects 75 and 15, because before age 55 you’re looking at an EDP not a pension. Lots of facts and figs, but if you are going to get hit by this it is normally after a promotion. It then goes away. Don’t ask me why, but Wg Cdrs on flying pay, not PAS aren’t getting these letters.