Again thank you for the feed back. The real problem is that we have a customised car and adapted house due to medical reasons in the family.
If we can find something similar in (for example) Dubai and live there with the whole family it will be a no brainer and we will go.
Not going to fixed wing in the beginning is my own stubborn mistake, chased the dream without really thinking about the future, ignored all the warnings and red flags in the helicopter industry.
I'm aware of some of the books/ advisors mentioned above, not with Dave Ramsey.
Thank you all for the effort to help out.