Maybe a good option would be to kill "two birds with one stone" so to speak - why not train in the USA at an EASA approved school (there are a few left) and obtain BOTH EASA and FAA licenses for about the same cost as getting just one in either Europe, at an EASA school, or USA at an FAA school?
You will then be in the enviable position of having both options, work in the USA as you are a citizen, or in Europe/Finland (subject to work permits which I am not sure about).... Should be able to get both for around $50-$60,000 subject to previous experience.
As for being the "wrong side of 30", don't forget, this might have been a concern when the retirement age for pilots was 55 many years ago, today its 65 and up (depending on country) and is set to rise even further with life expectancy on increase, so do not worry, you are still young!, enjoy it.
Good luck!
SJ