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Old 13th Nov 2003, 00:58
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Chintito
 
Join Date: Oct 1999
Location: london
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career development loans and bad credit records

Ive read that banks will consider CDL applications individually even if you do have a not so tidy credit record. i strongly suspect my application might not be looked at because of this. what id like to know from anyone who has experience of this is what exactly constitutes 'bad' in their eyes taht is sufficient enough for rejection.
also if banks are likely to be flexible with an offer of say security in the form of a property attached to the CDL. Im relucant to go the normal secured loan route purely because im not in a position to start immediate repayments.

anyone know of any other packages other than CDL's where there is a defered repayment arrangement?

thanks
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