Fair enough CPB. .. .I just hear a lot of 'theory' of effects quoted where no one has run the numbers to work out the magnitude of the effect. On many occasions, some effects outweigh others by an order of magnitude or two.. .. .I wouldn't put it past some wannabee to think "OK, I'm in a 45 degree bank turn in a 5 degree descent. Turn raises load factor, descent lowers load factor. So the stall speed will stay about the same." In fact, the stall speed increases by about 40%...