VinRouge
To get the AFPS15 return at age 60 as a Sqn Ldr PAS or Wg Cdr you would need to invest ~£3,500/month after tax - that is about £5k/month before tax. So, if you invest £42k a year you will be busting your annual allowance and also bust your lifetime allowance by ~£500k. So I’m not sure where you get your figures from? I got mine by using the Standard Life Pension Calculator:
https://www.standardlife.co.uk/c1/pe...alculator.page
AFPS75, AFPS05 and AFPS15 are bloody good pensions and it is one of the main things that people hang around for as a remunerative measure. Can you share how you think your civvy pension pot will be any better or more tax efficient than anyone on AFPS?