Hi everyone ...can you help me regarding an issue ...i have booked holiday for 2020 June with Thomas Cook all package ATOL protected. I have direct debits with them of 150 pounds per month.If i cancel the direct debit will my ATOL protected be affected ? Am i the one breaking the contract ?? I already paied 700 pounds that i want back with ATOL later on.Can they refuse to give them back if i cancel the direct debit?? Please help as i don't want to pay anymore for a cancelled holiday .Thank you all