When Bank of Mum &Dad get little snowflake into the flight deck of a pay-to-fly scheme, it is too late.Even the professionals charged with "training" the unlikely cadets are not acting swiftly enough with the clear no-hopers.
Kos was the thin edge of a large wedge.
As for the guy in question, my sympathies, sometimes it is very easy to feel overwhelmed, nothing to be ashamed of, happens to us all to some degree.