Originally Posted by
Bob Viking
Once you have passed your IPP you will always get a lump sum. Also as long as you have served your 5 year PAS RoS you will get the PAS benefit.
Always take max commutation unless you will be somewhere where you don’t pay any tax for a significant period.
BV
Not strictly true, there comes a point where the commutation is not advantageous, it is around the 3-4 years to run to full pension (AFPS75 PA).