All a bit hypothetical isnt it.? A newly minted and some not so recent CPLs do go out and do stupid things , make bad decisions and kill people ...just like a PPL or a AF PPL, who according to ATSB, is SEVEN times more likely., ? Que ?
Some people are brash, some folk are timid, some are Darwinian and exit the gene pool and others survive.
Tragic tho it is for the AF pax, the deaths of pax in CHTR and other PVT flight are also of equal import. RIP the lot.