Originally Posted by
downsizer
Got to be a small minority of people better of on 15 than 75.
On 1 April 2015 I was forced onto AFPS 15 for the last few months of my service. When I left on my engagement expiry date later in 2015 (PC 16/38 point) I was told that I would receive an immediate AFPS 75 pension for the period up to 1/4/15, then I would have a (very small) preserved AFPS 15 pension drawable at state pension age (68 now but could rise to 70-75??)
The effect I felt in my pocket was a 2% reduction in my immediate pension payments.
Does this ruling mean that I can have the full AFPS 75 pension now and forever??!!
(Due to Pensions legislation I was even offered another 3.5 years service to allow me to earn 4 years on AFPS 15 so I would qualify for an EDP in 2019, which I politely declined...)
