OTOH, FCI will withhold 20% of your salary for the first 6 months, they’ll give it back once you finish the five year contract, if you don’t do the entire contract they will prorate and keep a percentage of the money, this on top of the penalties already in the contract for early termination, Parc and Rishworth don’t do this, this is something important to keep in mind, FCI knows that many people don’t make it to the end of the contract and they’re making extra money off of that.