What we have now is what you get when things get over expensive and over complicated. It isn’t practical for a private owner to put his single onto an aoc due to cost etc and even if he does you will get little to no business at the rates the aoc holder will be wanting to charge . After 40 years I honestly can’t see any safety issues with leasing a machine and using a well qualified CPL to fly you ... most probably the same pilot who would fly you if you went to a local aoc business!! There are literally dozens and dozens of owners who sell a few hours to help with their overheads and have done so for decades quite safely .... however I bet they would be very happy to operate under an aoc specifically designed to be low cost if there was one ..... I am not an advocate of ppl,s selling flights of any kind but when the aoc prices get so ridiculously high you can see why the practice has come about .