Airdog,
Yes, it happens to everyone sooner or later. I remember when I was learning my instructor even had me doing go-arounds from the hold off at about 5' (well it felt like 5'at the time).
I'd echo what evferyone else has said, but I'm afraid I have to disagree with High Wing Drifter on one point: Carb Heat - that's the FIRST thing you should do, in fact you should be putting it to cold at about 200 - 300' on short final in case you have to go around.
Brooklands