In the Australian context, the graduate will, according to your ATO in 5% of cases accumulate a debt of AUD$50,000.00
What happens in the other 95% of cases?
Any office worker who gets invited to a wedding on a Saturday next June knows they can go, pilots are controlled by the roster. There is a BIG slab of money right there. Six monthly sim check, medical, missing significant birthdays of family and friends and on it goes... Pilots get paid the MINIMUM that the company has to pay to fill the seat.
Best wishes to the Tiger guys and girls.