Radgirl,
Many of your fellow citizens cant afford any insurance and then have to pay a federal tax penalty of $400!!!
Not quite right.....only if you refuse to buy Insurance do you pay a Tax.
The ACA/Obamacare model requires enlarging the pool of insureds and by the Supreme Court Decision penned by the Chief Justice.....the Penalty magically became a Tax.
The Internal Revenue Service (The Tax Man for the Federal Government) collects those Penalties in the form of a Tax Levy.
Thus we have a situation where the Government is requiring you to buy a product it has devised and if you do not.....you are rendered a financial penalty.
The problem is the young and healthy generally need at most....a Catastrophic Event kind of medical insurance and not the ACA style policies.
Yes...far too many folks cannot afford to buy health insurance due to the structuring of the rates and deductibles and the rate increases each year under Obamacare (ACA).
The other problem is how many States are losing Providers due to the ACA's problems and thus access is becoming problematic for those who do have Insurance access.