it would be nice if there was an auto brake setting between 3 and Max.
The down-side of being addicted to autobrake use (or forced by company SOP) as suggested by your question, is that you soon lose the foot pressure skills required for manual braking where you yourself can vary the brake pedal pressure to what you need.
I understand Boeing never envisaged that autobrakes were to be used on every landing. The 737 FCTM reminds pilots that use of the autobrake system is recommended
whenever the runway is limited, when using higher than normal approach speeds, landing on slippery runways, or landing in a crosswind. Common sense would dictate this means a significant crosswind not a gentle breeze. If none of the above then there should be no sweat in applying manual braking.
It is common during simulator training to see eyebrows being raised when pilots are asked to demonstrate their skills at manual braking. Suddenly we see the aircraft swerving all over the runway with centreline tracking non-existent and the aircraft jerking under asymmetric braking. Just another instance where automation dependency inevitably causes degradation of manual skills.