just a note - applied for a pension forecast a few months back - got a letter 2 weeks ago basically saying that "as we've had to do all the annual allowance calcs in less time than normal due to late pay award - you ain't getting your requested forecast"! It suggests using the online calculator which if it worked for my unusual circumstances would be fine.....but it doesn't. I thought we were entitled to one forecast a year but I guess that rule is being broken now.