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Old 10th Oct 2018, 20:36
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nord121
 
Join Date: Mar 2018
Location: Tallinn
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Modular route with a job. When you can take your holidays you have built up to go somewhere cheaper to fly. Be disciplined with yourself and money, and if you need too then you can always take a loan out. I got a graduate loan at 3.3% for part of my training and it was either that or wait another year.

I saw some great advice on here a while back that went something like this ‘ask yourself not how long do I need to save up- rather how many years can I be without the wages you would be earning at the end’. In short, the short term debt is worth it for the long term pay off and the sooner you get to that pay off.

And whatever you do, don’t let anyone talk you into intergrated!
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